Enhanced Loan System v1.2.0.0LS22
Thismod makes the credit system a bit more realistic. However, the standard gamecredits will be deactivated. If a farm still has a loan, it will be transferredto the new system.
Changelog 1.2.0.0:
– Bugfix: Newly created farms in multiplayer no longer have standard credits
– Feature: The total costs for all current loans are also displayed
– Feature: Loans that have already been paid off can now be shown and hidden
Changelog 1.1.1.0:
– Bugfix: Changes to the credit are correctly displayed in the statistics
Changelog 1.1.0.0:
– Feature: It is now possible to set the maximum duration of a loan
Withthis system it is possible to take annuity loans. For this, a loan with a fixedamount, a term and a loan interest rate is concluded. This calculates themonthly installment, which is debited at the end of each month.
The bank requires collateral here, so the maximum loan amount is calculatedfrom the current sales value of your vehicles, fields (60%), cash and youralready current loans.
To make this a bit more realistic the loan rate can go up, down or stay thesame each month. This makes it all the more crucial when the loan is taken out.However, you can also change this variable loan interest rate to a fixed loaninterest rate in the settings.
How does an annuity loan work?Here is a brief explanation:
An annuity loan has an annuity, the monthly installment, and a loan interestrate. This annuity is made up of the repayment amount and the interest amount.The interest amount is calculated by multiplying the loan interest rate by theremaining amount of the loan. As a result, the interest amount keeps decreasingand the repayment amount keeps increasing.
增强型贷款系统v1.2.0.0 LS22。
这种模式使信用体系变得更现实一些。
然而，标准游戏信用将被停用。
如果农场仍有贷款，它将被转移到新系统。
ChangeLog 1.2.0.0：
-修正：多人游戏中新创建的农场不再有标准积分。
-功能：还会显示所有当前贷款的总成本。
-功能：现在可以显示和隐藏已经还清的贷款。
ChangeLog 1.1.1.0：
-错误修复：对信用的更改正确显示在统计数据中。
ChangeLog 1.1.0.0：
-功能：现在可以设置贷款的最长期限。
有了这个系统，就有可能获得年金贷款。
为此，完成了一笔有固定金额、期限和贷款利率的贷款。
这会计算每月的分期付款，在每个月底借记入借方。
银行在这里需要抵押品，所以最高贷款额是根据你的车辆、油田(60%)、现金和已经发放的贷款的当前销售价值计算出来的。
为了让这一点更现实，贷款利率可以每月上升、下降或保持不变。
这使得贷款在获得时变得更加关键。
但是，您也可以在设置中将此可变贷款利率更改为固定贷款利率。
年金贷款是如何运作的？
以下是一个简短的解释：
年金贷款有年金、每月分期付款和贷款利率。
这项年金由还款额和利息两部分组成。
利息金额的计算方法是贷款利率乘以贷款余额。
因此，利息金额不断减少，还款金额不断增加。
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发表于 2023-10-18 10:15
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